Ask Erin: 100% Financing…

I have no money down. Can I get a home loan?

The short answer is that 100% financing programs are disappearing. If you have good credit you should still be able to find a good zero-down loan program…if you have sub-par credit, you may be out of luck. If you are somewhere in the middle, you may want to be a bit aggressive about getting qualified for a home loan now.

I would suggest contacting a loan officer who knows what he/she is doing. I refer my clients to Marlena Olson with Vitek Mortgage Group. 916-486-6900