The Sacramento region is the second most affordable area in the state for first-time homebuyers, according to a report released Thursday by the California Association of Realtors. In Greater Sacramento, 43 percent of households could afford to buy an entry level home, up from 40 percent last year. The first-time buyer median price was $310,670, with a minimum qualifying income of $62,640. The percentage of households who could afford to buy an entry-level home in California stood at 25 percent in the first quarter, down slightly from 26 percent for the same period a year ago. Statewide, the minimum household income needed to purchase an entry-level home for $480,670 in the first quarter was $96,910, based on an adjustable interest rate of 6.3 percent and assuming a 10 percent down payment. At 44 percent, the High Desert region was the most affordable in the state, followed by the Sacramento. Santa Barbara was the least affordable region in the state at 12 percent, followed by the Monterey region at 19 percent.